If you have amazing credit and you know it, why not let your previous repayment history shine through? Why wouldn’t you be rewarded for consistently keeping your bill payments up to date?
Our Unsecured loans range from $1,000 – $10,000 and depending on the size of the loan and your affordability, loan terms of up to 12 months.
These are a popular loan product, used for holidays, weddings, funerals, bills, shopping, or any other reason you can think of because whatever the reason is, a personal loan from Real Finance is fast, flexible and tailor made to suit your individual needs.
E-Sign is available on this loan product, so you can do everything needed on your smart-phone, tablet or laptop without lifting more than a finger.
Complimenting insurance products are also available to keep you covered.
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Our team are dedicated professionals, ready to listen to you and understand your needs and then use their expertise to provide the perfect lending solution.
CONTACT USAPPLY NOW“I can’t believe how fast it was to apply, be approved, accept, and then get the funds into my account. A truly seamless experience.”
© Real Finance Limited - A Registered Financial Services Provider - FSP3821
We provide consumer credit lending with terms of between 2 months and 48 months and our annual interest rates (AIR) are fixed for the term of the agreement. Our current annual interest rates range from 9.95% to 39.95% depending on credit profile, collateral and several other factors and are calculated in accordance with the Credit Contracts and Consumer Finance Act 2003 (CCCFA). Some fees will vary based on the new loan amount. Full details of all fees are available here. A loan contract will show all applicable credit fees and charges. See our Responsible Lending page of our website for further details.
Actual loan example – A loan of $10,640 was provided at an AIR of 6.58%, the applicable establishment fee was $181, Centrix Check of $10, Wheels Report of $11, PPSR search + registration fee of $15, and an administration fee of $18 per month ($648). Total interest was $1,141.03 making the total repayable $12,646.03 over 36 monthly installments. The comparison rate for this loan was 10.87% per annum.
Real Finance is a New Zealand Registered Financial Services Provider (FSP3821) participating in the Financial Services Complaints Limited Dispute Resolution Scheme (FSCL). Contact Information – Free Phone 0800 21 21 21. We are located at 69a Manners Street, Te Aro, Wellington 6011