Real Finance is a nationwide lender catering for consumer and commercial markets. We provide our services direct to the public and via a network of partners who wish to provide their own customers with excellent financing options.
Here is a little bit about us and our dedicated team. If you have any questions, please contact us.We know our range of loan types suit almost everyone’s needs, but because some people might need that little bit of extra help, we tailor our loans perfectly to suit you exactly.
Our easy repayment options are also tailored to suit your budget, & our friendly team strive to provide an outcome within 60 minutes of receiving your completed application.
We’re the culmination of over 100 years of experience within the finance industry. We have served Wellington & Canterbury for nearly 50 years through our branches, & nationwide through our online presence & word of mouth referrals from other happy customers.
Although our dedicated team will grow with the times, Real Finance will always acknowledge we wouldn’t be anywhere without our customers! We will ALWAYS treat you like a person & not a number!
We know times can be tough, so we’ll always be available to discuss any issues you may have face to face. We pride ourselves on our customer service & our ability to talk through your problems with you until we reach the perfect solution to each problem.
If you’d like an approval for your loan needs within 60 minutes Apply Now, or for more information, contact one of our friendly team today on 0800 21 21 21 or Email us to discuss your individual needs.
Rodney is the driving force behind the scenes here at Real Finance. Based in Wellington and with 20+ years of experience in the finance industry, he's right at home fitting both our business and personal clients into perfectly tailored loans all day, every day. To ensure the provision of seamless client services, currently he is also studying to become a Financial Adviser, specialising in Investment.
Shinayd joined us in 2015 after leaving one of the major banks, and their loss has definitely been our gain. With 9 years of industry experience and superb administration skills, Shinayd is a major reason why Real Finance can approve your loan application in under 60 minutes.
Ann has decades of previous relatable Banking Industry experience, and we're very excited to have her working for us. Working in our Christchurch offices, she can help any of our customers achieve their finance goals, deal with all their inquiries, and process applications through to completion.
Arvin joined us in 2020 after getting a taste for the industry via organising finance and insurance for the customers of a large national car dealer. To help continue the seamless experience that our customers have always enjoyed, Arvin is studying to become a Financial Adviser, specialising in General Insurance.
“They were so passionate about finding the correct solution to my needs, that I felt I could relax while they took care of everything for me. And they did just that!”
© Real Finance Limited - A Registered Financial Services Provider - FSP3821
We provide consumer credit lending with terms of between 2 months and 48 months and our annual interest rates (AIR) are fixed for the term of the agreement. Our current annual interest rates range from 9.95% to 39.95% depending on credit profile, collateral and several other factors and are calculated in accordance with the Credit Contracts and Consumer Finance Act 2003 (CCCFA). Some fees will vary based on the new loan amount. Full details of all fees are available here. A loan contract will show all applicable credit fees and charges. See our Responsible Lending page of our website for further details.
Actual loan example – A loan of $10,640 was provided at an AIR of 6.58%, the applicable establishment fee was $181, Centrix Check of $10, Wheels Report of $11, PPSR search + registration fee of $15, and an administration fee of $18 per month ($648). Total interest was $1,141.03 making the total repayable $12,646.03 over 36 monthly installments. The comparison rate for this loan was 10.87% per annum.
Real Finance is a New Zealand Registered Financial Services Provider (FSP3821) participating in the Financial Services Complaints Limited Dispute Resolution Scheme (FSCL). Contact Information – Free Phone 0800 21 21 21. We are located at 69a Manners Street, Te Aro, Wellington 6011