Call Us - 0800 21 21 21

all Your loan needs

Vehicle Finance

From $2,000 - $50,000*
From $70 Weekly
  • Terms up to 36 Months.
  • Buying New or Using Your Current Car.
  • Apply Today & Drive Away
Popular

Mortgage Loans

From $5,000 - $2,000,000*
From $199 Monthly
  • Terms up to 60 Months.
  • For Short-Mid Term Purposes.
  • Renovate or Repair.

Debt Consolidation

From $1,000 - $50,000*
From $35 Weekly
  • Terms up to 36 Months.
  • Sort All Your Debts Into 1 Payment.
  • Lose The Stress of Multiple Debts.

BRIDGING FINANCE

From $1,000 - $50,000*
From $99 Monthly
  • Terms up to 36 Months.
  • Sort All Your Debts Into 1 Payment.
  • Solve Cash-Flow Issues

PERSONAL LOANS

From $1,000 - $100,000*
From $35 Weekly
  • Terms up to 36 Months.
  • Our "Use For Anything" Loan.
  • 100% Online Process and so Fast.

BUSINESS LENDING

From $5,000 - $300,000*
From $199 Monthly
  • Terms up to 60 Months.
  • Asset Finance, Capital, Kickstarter.
  • We See What You See.

Easy as 1.2..3...

1

APPLY ONLINE

5 minute completion or call 0800 21 21 21 to talk to our friendly team.

2

WE DO OUR THING

60 Minutes completion to make sure the loan is fit for purpose & affordable.

3

DISCLOSE AND PAYOUT

When approved we document your loan, explain all information, sign you up & pay out your loan funds.

Why Come to Real Finance?

Real Fast

Real Finance plans on approving applications inside 60 minutes, and once accepted and signed up, another 60 minutes until the funds reach your bank account.

Call 0800 21 21 21 for more personal help or Apply Now via our fast online form & take the first step to reaching your financial goals.

Real Flexible

Repayments for our Consumer and Business Lending start as low as $20 per week with terms of up to 60 months.

Through nearly 100 years of combined industry experience, we realise every single person & situation is unique, so we tailor each loan to perfectly suit your individual needs!

Real FRiendly

Our dedicated & highly professional team treat you like you are part of the Real Finance family, not just another faceless number!

We’re the total package – providing a large lending range, complimenting insurance products and dedicated customer services.

INSTANT FINANCE

Existing clients can contact us anytime and any way to request consideration of new finance, and in most cases we can provide you an instant finance approval.

Our technology means we can usually manage the entire lending process without you lifting more than a few fingers.

Real KIWI

Real Finance is proudly 100% NZ owned and operated. We operate our business in the spirit of all things kiwi – That’s old-fashioned one on one customer services mixed with integrated technology to provide you with superior financial solutions from a friendly face.

We’re small enough to care & large enough to matter!

REAL CARE

Real Finance ensures our clients obtain finance that suits your purposes and is affordable when you first apply along with having reasonable costs of borrowing.

Real Finance backs up that integrity throughout your loan and if something goes wrong we listen, then act with respect and care while we work through your issues to resolution.

Don't Take Our Word For It

Our Current Promotion

Driving in Canterbury?

A $5,000+ vehicle loan from Real Finance will get you a Tony's Tyre Service voucher for services worth over $940.

Find out More today

Real Finance - Helping Cantabrian's for decades and going strong.
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Contact The Team

Our team are dedicated professionals, ready to listen to you and understand your needs and then use their expertise to provide the perfect lending solution.

CONTACT USAPPLY NOW

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“I can’t believe how fast it was to apply, be approved, accept, and then get the funds into our account. A truly seamless experience.”