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Real Finance Limited

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0800 21 21 21

Real Finance has the right solution for your needs, whatever your requirements are.

Send a Friend - $100 Mitre 10 Voucher

Borrowing from Real Finance is fast, friendly & affordable, but even more importantly we listen to our clients needs & help them achieve their financial goals.

Clients have told us that they often get asked about finance & while they would naturally recommend Real Finance for our fast, flexible & friendly approach to their own financial needs, they would like to be recognized for referring new business.

Bring us any new client & when they pick up their loan we’ll gift you a $100.00 Mitre 10 voucher. There is also NO LIMIT to how often you can take advantage of this offer! Bring us 10 new clients & there’s $1,000 worth of Mitre 10 product to enjoy. Simple!

Our team are standing by today to deliver you the same fast, friendly & flexible finance you have come to expect from us year after year, so Apply Now
 

Terms and Conditions:

  • The applicant must not have borrowed from Real Finance before.
  • Must be approved under our normal lending criteria for lending of $1,000 or more.
  • Loan must be drawn down by 30th December 2023.
  • You may not receive this offer if you are also a party to the loan.
  • Only one promotion may be selected for each new loan.
  • If vouchers run out we reserve the right to withdraw this promotion or offer an alternative voucher worth the same value.

Vehicle Loans

From $2,000 - $50,000*
From $70 Weekly
  • Terms: Up to 36 Months.
  • Buying New or Using Your Current Car.
  • Apply Today & Drive Away.
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*up to $50,000 through our external lenders
PROMOTION

Easy as 1.2..3...

1

APPLY ONLINE

5 minute completion or call 0800 21 21 21 to talk to our friendly team.
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2

WE DO OUR THING

60 Minutes completion to make sure the loan is fit for purpose & affordable.
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3

DISCLOSE AND PAYOUT

When approved we document your loan, explain all information, sign you up & pay out your loan funds.
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Contact The Team

Our team are dedicated professionals, ready to listen to you and understand your needs and then use their expertise to provide the perfect lending solution.

CONTACT USAPPLY NOW

“When I borrowed from Real Finance, they went the extra mile to make sure I felt valued and that was very important to me.”

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Loan Types

North Island

South Island

Google Adwords Financial Services Policy Disclosure

We provide consumer credit lending with terms of between 2 months and 48 months and our annual interest rates (AIR) are fixed for the term of the agreement. Our current annual interest rates range from 9.95% to 39.95% depending on credit profile, collateral and several other factors and are calculated in accordance with the Credit Contracts and Consumer Finance Act 2003 (CCCFA). Some fees will vary based on the new loan amount. Full details of all fees are available here. A loan contract will show all applicable credit fees and charges. See our Responsible Lending page of our website for further details.

Actual loan example – A loan of $10,640 was provided at an AIR of 6.58%, the applicable establishment fee was $181, Centrix Check of $10, Wheels Report of $11, PPSR search + registration fee of $15, and an administration fee of $18 per month ($648). Total interest was $1,141.03 making the total repayable $12,646.03 over 36 monthly installments. The comparison rate for this loan was 10.87% per annum.

Real Finance is a New Zealand Registered Financial Services Provider (FSP3821) participating in the Financial Services Complaints Limited Dispute Resolution Scheme (FSCL). Contact Information – Free Phone 0800 21 21 21. We are located at 69a Manners Street, Te Aro, Wellington 6011