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Real Finance Limited

Renovation Loans

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0800 21 21 21

Real Finance has the right solution for your needs, whatever your requirements are.

Renovation Loans

When its time to renovate or costly repairs are needed on your most valuable asset, a Real Finance renovation loan is called for.

These loans range from $1,000 – $100,000* and depending on the size of the loan and your affordability, loan terms of up to 36 months.

E-Sign is available on this loan product, so you can do everything needed on your smart-phone, tablet or laptop without lifting more than a finger.

Complimenting insurance products are also available to keep you covered.

Renovation LOANS

From $1,000 - $100,000*
From $30 Weekly
  • Terms: Up to 36 Months.
  • Renovate. Repair. Relax.
  • 100% Online Process and so Fast.
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*up to $100,000 through our external lenders

Easy as 1.2..3...

1

APPLY ONLINE

5 minute completion or call 0800 21 21 21 to talk to our friendly team.
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2

WE DO OUR THING

60 Minutes completion to make sure the loan is fit for purpose & affordable.
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3

DISCLOSE AND PAYOUT

When approved we document your loan, explain all information, sign you up & pay out your loan funds.
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Contact The Team

Our team are dedicated professionals, ready to listen to you and understand your needs and then use their expertise to provide the perfect lending solution.

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“We had big, beautiful plans but the bank was unable to help. Real Finance thought outside the box and provided a solution that saw us complete our dream home.”

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Loan Types

North Island

South Island

Google Adwords Financial Services Policy Disclosure

We provide consumer credit lending with terms of between 2 months and 48 months and our annual interest rates (AIR) are fixed for the term of the agreement. Our current annual interest rates range from 9.95% to 39.95% depending on credit profile, collateral and several other factors and are calculated in accordance with the Credit Contracts and Consumer Finance Act 2003 (CCCFA). Some fees will vary based on the new loan amount. Full details of all fees are available here. A loan contract will show all applicable credit fees and charges. See our Responsible Lending page of our website for further details.

Actual loan example – A loan of $10,640 was provided at an AIR of 6.58%, the applicable establishment fee was $181, Centrix Check of $10, Wheels Report of $11, PPSR search + registration fee of $15, and an administration fee of $18 per month ($648). Total interest was $1,141.03 making the total repayable $12,646.03 over 36 monthly installments. The comparison rate for this loan was 10.87% per annum.

Real Finance is a New Zealand Registered Financial Services Provider (FSP3821) participating in the Financial Services Complaints Limited Dispute Resolution Scheme (FSCL). Contact Information – Free Phone 0800 21 21 21. We are located at 69a Manners Street, Te Aro, Wellington 6011