Lower Hutt loans – easy online finance
Need a personal or home loan in Lower Hutt? Real Finance offers quick online approval and flexible repayments.
Our lending range is designed to be 100% digital – Applying online, providing your documents, approval, receiving your contract, signing up and receiving your funds can all be done at the touch of a few buttons and in a extremely fast response time—perfect for online loan seekers.
We offer loans NZ-wide and invite you at anytime to get in touch and speak with our friendly team about a personal loan, car finance, or whatever type of loan you are looking for.
Real Finance’s team are perfectionists delivering superior and responsive customer service. We do not provide your average lending service.
We are a nationwide lender, providing consumer and commercial lending to all New Zealanders through our branch and online presence. We listen to your needs, review your circumstances and when we know enough we design a tailor-made solution — whether it’s a home loan top-up, loan repayment restructure or construction loan — to perfectly fit your circumstances and then we don’t stop there. During the course of your loan we check in to ensure everything is still suitable for your needs as they evolve.
Real Finance Limited – Finance Made Simple
Our loan range
Vehicle Finance
From $2,000 – $50,000*
From $70 Weekly
- Terms: Up to 36 Months.
- Buying New or Using Your Current Car.
- Apply Today & Drive Away
We can take care of insurance for you too!
Debt Consolidation
From $1,000 – $50,000*
From $35 Weekly
- Terms: Up to 36 Months.
- Sort All Your Debts Into 1 Payment.
- Lose The Stress of Multiple Debts.
Payment Protection Insurance is available.
Personal Loans
From $1,000 – $100,000*
From $35 Weekly
- Terms: Up to 36 Months.
- Our “Use For Anything” Loan.
- 100% Online Process and so Fast.
E-Sign is available for all loan types.
Mortgage Loans
From $5,000 – $200,000*
From $199 Monthly
- Terms: Up to 60 Months.
- For Short-Mid Term Purposes.
- Renovate or Repair.
Use the equity in your home to your advantage.
Bridging Finance
From $5,000 – $50,000*
From $99 Monthly
- Terms: Up to 36 Months.
- Sort All Your Debts Into 1 Payment.
- Solve Your Cash-Flow Issues Today.
Our team listen, understand and solve.
Business lending
From $5,000 – $300,000*
From $199 Monthly
- Terms: Up to 60 Months.
- Asset Finance, Capital, Kickstarter.
- We See What You See.
The best outcomes for your business needs.
*Larger amounts are provided through our external lending partners
Lower Hutt loans NZ – easy as 1, 2, 3
1. Application
Fill in our 5-minute loan application form, or call 0800 21 21 21 to talk to our friendly team.
2. Review
We’ll review your application within 60 minutes to make sure your loan is fit for purpose and affordable for you.
3. Payout
Once your loan is approved, we document your application, explain the terms, sign you up and pay out your funds.
“I can’t believe how fast it was to apply, be approved, accept, and then get the funds into our account. A truly seamless experience.”
Let’s get started
Our 100% online system makes getting a loan in Lower Hutt fast and stress-free. Apply now or call us on 0800 21 21 21 for personalised advice from our friendly lending team. We look forward to helping you reach your financial goals.
