Variable deposits, balloon payments, and tailored monthly lease rental charges allow you flexibility and fiscal control over your company vehicle fleet, without tying up important cash reserves, or exhausting an existing line of credit.
Whether you’re a single operator, or looking after a whole fleet of trade and salesperson vehicles, we can offer leasing terms that put you in control. Our Lenders Operating Leases provide a flexible solution for company fleet needs – big or small, while freeing up valuable capital better spent elsewhere in your business. Either fully maintained or non-maintained, Operating Lease allows you to structure the lease to your requirements.
Often called ‘Lease to Own’, an our Lender’s Finance Lease puts you in the vehicle of your choice with more options – including owning the vehicle outright at the end of the lease.
Variable deposits, balloon payments, and tailored monthly lease rental charges allow you flexibility and fiscal control over your company vehicle fleet, without tying up important cash reserves, or exhausting an existing line of credit.
A Used Vehicle Lease offers many of the advantages of a standard Operating Lease or Finance Lease but with the cost benefits of using a quality ex-lease vehicle from our Lenders huge range.
Used Vehicle Leases are just the same as an Operating or Finance Lease but can offer lower monthly lease charges and fringe benefit tax savings. With a choice of quality ex-leased vehicles to pick from, a Used Vehicle Lease is an attractive and economic option.
Sale and Leaseback is a product where our Lender purchases your fleet and leases it back to you on a tailored lease agreement that suits your business needs. It is a great way to get an instant cash injection and achieve considerable cost savings.
This solution can unburden a business of fleet liabilities, workload and expenses at any stage of the vehicle’s life cycle, and is an easy way to turn assets into capital.
Our team are dedicated professionals, ready to listen to you and understand your needs and then use their expertise to provide the perfect lending solution.
ENQUIRE NOW“I can’t believe how fast it was to apply, be approved, accept, and then get the funds into my account. A truly seamless experience.”
Real Finance make vehicle leasing easy! Follow our 3 step online loan application process, which takes only a few minutes, and you could have the funds in your account in as little as 2 hours. We are a recommended vehicle leasing company and cover loans for all sorts of different reasons, from vehicle finance/car loans, to business loans, consolidation lending, bridging finance, renovation and boat finance. Our expert vehicle leasing team are on call now to walk you through the loan application process and determine a repayment solution that works for your individual circumstances, or if you’d prefer simply use our quick and easy online loan application. Call now on 0800 21 21 21 to talk to a loan officer, or simply apply online now here.
© Real Finance Limited - A Registered Financial Services Provider - FSP3821
We provide consumer credit lending with terms of between 2 months and 48 months and our annual interest rates (AIR) are fixed for the term of the agreement. Our current annual interest rates range from 9.95% to 39.95% depending on credit profile, collateral and several other factors and are calculated in accordance with the Credit Contracts and Consumer Finance Act 2003 (CCCFA). Some fees will vary based on the new loan amount. Full details of all fees are available here. A loan contract will show all applicable credit fees and charges. See our Responsible Lending page of our website for further details.
Actual loan example – A loan of $10,640 was provided at an AIR of 6.58%, the applicable establishment fee was $181, Centrix Check of $10, Wheels Report of $11, PPSR search + registration fee of $15, and an administration fee of $18 per month ($648). Total interest was $1,141.03 making the total repayable $12,646.03 over 36 monthly installments. The comparison rate for this loan was 10.87% per annum.
Real Finance is a New Zealand Registered Financial Services Provider (FSP3821) participating in the Financial Services Complaints Limited Dispute Resolution Scheme (FSCL). Contact Information – Free Phone 0800 21 21 21. We are located at 69a Manners Street, Te Aro, Wellington 6011