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Vehicle Leasing

Vehicle Leasing NZ

0800 21 21 21

Real Finance has the right solution for your needs, whatever your requirements are.

Vehicle Fleet - Operating Leases

Whether you’re a single operator, or looking after a whole fleet of trade and salesperson vehicles, we can offer leasing terms that put you in control. Our Lenders Operating Leases provide a flexible solution for company fleet needs – big or small, while freeing up valuable capital better spent elsewhere in your business. Either fully maintained or non-maintained, Operating Lease allows you to structure the lease to your requirements.

  • All Operating Lease payments and expenses are fully tax deductible.*not intended to constitute tax advice.
  • The Lender takes the residual risk, so there is no potential loss on vehicle disposal.
  • A modern fleet with no major upfront costs.
  • Your existing lines of credit remain intact.
  • Fewer surprises with fixed monthly lease payments.
  • Greater discounts with our Lenders volume purchasing power.
  • Frees your staff to concentrate on your business.
  • Full vehicle maintenance can be administered by the Lender.
  • Purchase and disposal is the responsibility of the Lender.


Vehicle Fleet - Finance Lease

Often called ‘Lease to Own’, an our Lender’s Finance Lease puts you in the vehicle of your choice with more options – including owning the vehicle outright at the end of the lease.

Variable deposits, balloon payments, and tailored monthly lease rental charges allow you flexibility and fiscal control over your company vehicle fleet, without tying up important cash reserves, or exhausting an existing line of credit.

  • Flexible – costs tailored to suit your business needs.
  • Fully maintained options available.
  • Finance a wider range of vehicles from passenger, light commercial or heavy commercial.
  • Allows additional accessories and fit outs.
  • HUGE buying power – best possible price and service from our preferred dealer network.
  • No significant upfront costs.
  • Easy budgeting and planning with regular monthly Finance Lease payments.

Used Vehicle Lease

A Used Vehicle Lease offers many of the advantages of a standard Operating Lease or Finance Lease but with the cost benefits of using a quality ex-lease vehicle from our Lenders huge range.

Used Vehicle Leases are just the same as an Operating or Finance Lease but can offer lower monthly lease charges and fringe benefit tax savings. With a choice of quality ex-leased vehicles to pick from, a Used Vehicle Lease is an attractive and economic option.

  • Peace of mind the vehicle has been regularly serviced and maintained.
  • Lower monthly lease payments.
  • No significant upfront costs.
  • Lower FBT payments.
  • Fully maintained Lease Packages available.

Sale and Leaseback

Sale and Leaseback is a product where our Lender purchases your fleet and leases it back to you on a tailored lease agreement that suits your business needs. It is a great way to get an instant cash injection and achieve considerable cost savings.

This solution can unburden a business of fleet liabilities, workload and expenses at any stage of the vehicle’s life cycle, and is an easy way to turn assets into capital.

  • Instant Cash Injection.
  • Ideal for companies who want to grow, invest or acquire without borrowing.
  • Lease back on agreed terms with agreed rates.
  • Relieves your company of any vehicle disposal issues.
  • Perfect if looking at upgrading your fleet.
  • Hand over your administrative burden to an experienced global fleet manager.
  • Benefit from our maintenance and servicing technical expertise and purchasing power.
  • Fringe Benefit Tax is based on the price which our Lender purchases the vehicle for, not on the original vehicle value.

Contact The Team

Our team are dedicated professionals, ready to listen to you and understand your needs and then use their expertise to provide the perfect lending solution.


“I can’t believe how fast it was to apply, be approved, accept, and then get the funds into my account. A truly seamless experience.”

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Vehicle Leasing Made Easy

Real Finance make vehicle leasing easy! Follow our 3 step online loan application process, which takes only a few minutes, and you could have the funds in your account in as little as 2 hours. We are a recommended vehicle leasing company and cover loans for all sorts of different reasons, from vehicle finance/car loans, to business loans, consolidation lending, bridging finance, renovation and boat finance. Our expert vehicle leasing team are on call now to walk you through the loan application process and determine a repayment solution that works for your individual circumstances, or if you’d prefer simply use our quick and easy online loan application. Call now on 0800 21 21 21 to talk to a loan officer, or simply apply online now here.