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This policy will cover you in the event you are affected by Covid-19 under one of the following listed insured event, Pandemic Lockdown, Redundancy, Business Interruption.
Your policy also pays out a lump sum to a maximum total limitation of $200,000 as per you policy document at the time of event of your death or terminal Illness. This will help ease the financial burden on your family, and give you peace of mind knowing they will be looked after financially should the worst happen.
There are three different options of Credit Contract Insurance available to you. It is important you pay special attention to the information on the option of cover you have selected. Credit Contract Insurance is designed to protect you and your family’s financial situation in event of the unexpected.
*Refer to Policy Documents for policy terms, conditions, exclusions and for exact limits and wording.
Customer care benefits apply to the related insurance event for which you are covered based on your selected cover category, the claim you are making and claim approval. *Please see policy documents.
Janssen’s CVI covers you for unexpected events such as fire, theft, and collisions, whether it’s your fault or not, and covers the cost for emergency accommodation, transport, repairs and towing costs. Legal Liability Cover of $1,000,000 for third party damages.
Flat battery jump start, locked keys assistance, flat tyre assistance, emergency fuel, towing, technical advice. This is a nationwide service. Unlimited call outs per year with no dollar limit on road services. Limited to one call out, per event.
*Refer to Policy Documents for policy terms, conditions, exclusions and for exact limits and wording.
A customer care package to the value of $5,000 is included in your comprehensive vehicle insurance and available to you with a valid and approved claim:
You are covered when claiming for the repair or replacement of any windscreen, window or sunroof. When there are no other damages to your vehicle, you are not required to pay any excess when claiming for Glass cover (excluding Commercial or Business Use vehicles, excess is shown on the Policy Certificate). Customer care only applies to accepted claims under this policy.
Mechanical Breakdown Insurance (MBI) covers the reasonable cost to repair the actual failure of mechanical or electrical parts as a result of a sudden and unforeseen breakdown that occurs during normal use in New Zealand, unless otherwise excluded in the policy book.
Elite Cover offers you a more enhanced Mechanical Breakdown Insurance coverage with up to $10,000 claim entitlement and increased benefits. This policy is designed to protect your quality vehicle investment.
Air bag sensors, air conditioning gas, air suspension bellows, air suspension compressor, air suspension lines, engine oil filter, fluids, height control module, lambda sensors, NOX sensors, O2 sensors, oils, seat mat sensors, and shock absorbers.
The ability to transfer the warranty adds value to your car! Your warranty is FULLY TRANSFERABLE FREE OF CHARGE if you decide to sell your car, the balance of the warranty goes with it to the new owner. Imagine this scenario: if you found two cars on the internet, identical in every way, but one had an 18 month extended warranty already in place, which one would you buy? Conditions apply: no claims against warranty and servicing up to date.
Flat battery jump start, locked keys assistance, flat tyre assistance, emergency fuel, towing, technical advice. This is a nationwide service. Unlimited call outs per year with no dollar limit on road services. Limited to one call out, per event.
Only 6 Electric / Mechanical components are excluded from Elite cover:
Batteries, seat belts, exhaust system, tyres, door keys and remotes. Components excluded if replacement is required due to wear and tear: clutch assembly, brake pads, suspension components.
*Refer to Policy Documents for policy terms, conditions, exclusions and for exact limits and wording.
Elite Cover offers you a more enhanced Mechanical Breakdown Insurance coverage with up to $5,000 claim entitlement and increased benefits. This policy is designed to protect your quality vehicle investment.
Air bag sensors, air conditioning gas, air suspension bellows, air suspension compressor, air suspension lines, engine oil filter, fluids, height control module, lambda sensors, NOX sensors, O2 sensors, oils, seat mat sensors, and shock absorbers.
The ability to transfer the warranty adds value to your car! Your warranty is FULLY TRANSFERABLE FREE OF CHARGE if you decide to sell your car, the balance of the warranty goes with it to the new owner. Imagine this scenario: if you found two cars on the internet, identical in every way, but one had an 18 month extended warranty already in place, which one would you buy? Conditions apply: no claims against warranty and servicing up to date.
Flat battery jump start, locked keys assistance, flat tyre assistance, emergency fuel, towing, technical advice. This is a nationwide service. Unlimited call outs per year with no dollar limit on road services. Limited to one call out, per event.
Only 6 Electric / Mechanical components are excluded from Elite cover:
Batteries, seat belts, exhaust system, tyres, door keys and remotes. Components excluded if replacement is required due to wear and tear: clutch assembly, brake pads, suspension components.
*Refer to Policy Documents for policy terms, conditions, exclusions and for exact limits and wording.
Elite Eco Cover offers you a more enhanced Mechanical Breakdown Insurance coverage with higher claim entitlement and increased benefits for your Hybrid/EV vehicle. Hybrid/EV vehicles are very different to a standard car. The way they operate mechanically and electrically, the components that drive the vehicle, the way they are maintained, and most importantly the potential mechanical and electrical issues that may arise. This policy is specifically designed for these types of vehicles to address these fundamental differences and to ensure a quick and smooth repair process should any mechanical and/or electrical faults occur.
Battery Current Sensor, Battery Module, Battery Monitoring Unit, Charger, Cooling Fans, DC/DC Converter, Electric Coolant Pump, Electric Generator, High Voltage Cables, High Voltage Relays, Inverter PCU, Motor Generator, Power Module, Reduction Drive, Regeneration Braking, Traction Motor
The ability to transfer the warranty adds value to your car! Your warranty is FULLY TRANSFERABLE FREE OF CHARGE if you decide to sell your car, the balance of the warranty goes with it to the new owner. Imagine this scenario: if you found two cars on the internet, identical in every way, but one had an 18 month extended warranty already in place, which one would you buy? Conditions apply: no claims against warranty and servicing up to date.
Flat battery jump start, locked keys assistance, flat tyre assistance, emergency fuel, towing, technical advice. This is a nationwide service. Unlimited call outs per year with no dollar limit on road services. Limited to one call out, per event.
*Refer to Policy Documents for policy terms, conditions, exclusions and for exact limits and wording.
Should your car be undergoing insured repairs after authorisation by Janssen Insurance, then you are entitled to a $2,000 customer care package:
(for repairs taking longer than 48 hours, excluding weekends and public holidays)
(if you are over 100 kms away from home)
(when breakdown takes longer than 30 days from date of repair authorisation)
Guaranteed Asset Protection Insurance (GAP) protects you against losses that may occur when your vehicle is declared a total loss and the total loss settlement amount paid by your vehicle insurer is less than the outstanding amount you owe to your financier for your vehicle loan. GAP can only be taken out at the time of the vehicle sale and can only be purchased in conjunction with a credit contract.
You have an accident in your car. Your comprehensive insurer deems it to be a total loss and pays the market value amount to your financier, leaving a $5,000 outstanding balance on your loan that you are liable for (and which must be paid immediately). If you have GAP, it would pay the $5,000 less the comprehensive insurance premium and the original GAP premium, plus any appropriate additional benefits – potentially saving you thousands*. Purchasing a replacement vehicle can also be an expensive exercise which is where the additional benefits can really help out.
*This is an example only. There may be other deductions depending on the status of your credit contract.
In the event of a total loss through theft or accident to your car, a customer care package to the maximum value of $5,000 is included in your GAP insurance, with a valid and approved claim:
Please see policy documents for the extent of your cover and full terms and conditions
“When I borrowed for a new vehicle I took out Credit Contract insurance and Comprehensive Vehicle cover. I didn’t need it as it turns out, but it was good to know I was covered in case something went wrong.”
Real Finance make insurance easy! Follow our 3 step online loan application process, which takes only a few minutes, and you could have the funds in your account in as little as 2 hours. The insurances we provide are through recommended insurance companies and cover loans and collateral for all sorts of different reasons, from vehicle finance/car loans, to business loans, consolidation lending, bridging finance, renovation and boat finance. Our expert team are on call now to walk you through the loan application process and determine a repayment and insurance solution that works for your individual circumstances, or if you’d prefer simply use our quick and easy online loan application. Call now on 0800 21 21 21 to talk to a loan officer, or simply apply online now here.
