We’re a bunch of dedicated people who take great pride in the environment we create for our team and our valued clients. We would love to hear that we are doing things right and that you are happy with our results when you deal with Real Finance in any capacity.
If you have a compliment which you would like to pass onto us you can get in touch with your usual account manager, email us at info@realfinance.co.nz or call us toll free on 0800 21 21 21. We also have a short feedback form which we would be really grateful if you could complete.
The Team here at Real Finance are wholeheartedly committed to providing you with a superior standard of service & support. If you think we’ve made a mistake or provided a service that doesn’t meet your expectations, please let us know. That way, we can put things right for you & identify what we can do better for all of our clients in the future.
You can call us on 0800 21 21 21, come into a branch, send us written mail, email us or complete the complaint form below & we will respond promptly to your concerns.
Once we receive your complaint we will immediately check it for completeness and notify you that we have begun investigating.
We strive to return a response within 7 days. We may also send you a written request for more information before that time runs out to better understand the scope of the issue/s, and how we can rectify the problem.
Depending on whether your complaint is under the Financial Markets Conduct Act 2013 (FMCA) or the Credit Contracts and Consumer Finance Act 2003 (CCCFA), we may have up to 40 working days to provide a resolution to your issue.Â
If at the conclusion of our complaint process we have not resolved your issue or you are not satisfied with the outcome, you may escalate your complaint via our external dispute resolution process. This is where an independent body experienced in financial disputes, mediates between you & Real Finance. There is no charge to you for using this service.
Financial Services Complaints Limited
Phone: 0800 347 257, or 04 472 3725
Fax: 04 472 3727
Email: info@fscl.org.nz
Website: www.fscl.org.nz
Postal Address: PO Box 5967, Lambton Quay, Wellington 6145
“Real Finance took my feedback seriously. They listened and then came back to me with a thoughtful solution.”
© Real Finance Limited - A Registered Financial Services Provider - FSP3821
We provide consumer credit lending with terms of between 2 months and 48 months and our annual interest rates (AIR) are fixed for the term of the agreement. Our current annual interest rates range from 9.95% to 39.95% depending on credit profile, collateral and several other factors and are calculated in accordance with the Credit Contracts and Consumer Finance Act 2003 (CCCFA). Some fees will vary based on the new loan amount. Full details of all fees are available here. A loan contract will show all applicable credit fees and charges. See our Responsible Lending page of our website for further details.
Actual loan example – A loan of $10,640 was provided at an AIR of 6.58%, the applicable establishment fee was $181, Centrix Check of $10, Wheels Report of $11, PPSR search + registration fee of $15, and an administration fee of $18 per month ($648). Total interest was $1,141.03 making the total repayable $12,646.03 over 36 monthly installments. The comparison rate for this loan was 10.87% per annum.
Real Finance is a New Zealand Registered Financial Services Provider (FSP3821) participating in the Financial Services Complaints Limited Dispute Resolution Scheme (FSCL). Contact Information – Free Phone 0800 21 21 21. We are located at 69a Manners Street, Te Aro, Wellington 6011