Adelphi

Adelphi Finance – lending made easy with Real Finance
Adelphi Finance is no longer writing new loans, but you can still enjoy the same fast, friendly service through Real Finance—your trusted partner for straightforward borrowing.
Welcome, Adelphi clients
If you have an existing Adelphi loan, nothing changes: your repayments, due dates and support contacts stay exactly the same. When you’re ready for fresh funding, simply apply with Real Finance—use reference ADELPHI in the form and we’ll pick up right where Adelphi left off.
Why apply through Real Finance?
- 60-minute conditional approval—fill in a five-minute form, hear back fast.
- Fixed interest rates 9.95% – 39.95% p.a.—no nasty surprises mid-term.
- Flexible terms 2 – 48 months—match repayments to your cash-flow.
- No hefty early-repayment penalties—clear the balance whenever you like (just a $12 close-out fee).
- NZ-based support team—talk to real people who understand responsible lending.
How to apply – easy as 1, 2, 3
1. Application
Fill in our 5-minute loan application form, or call 0800 21 21 21 to talk to our friendly team.
2. Review
We’ll review your loan application within 60 minutes to make sure your loan is fit for purpose and affordable for you. We’ll also review your credit score and financial situation as part of the process.
3. Payout
Once your loan amount is approved, we document your application, explain the terms, sign you up and pay out your funds—so you can get your fast cash without delay.
“I can’t believe how fast it was to apply, be approved, accept, and then get the funds into my account. A truly seamless experience.”
FAQs for Adelphi clients
Why did Adelphi Finance stop lending?

Adelphi chose to focus on servicing existing customers. Real Finance now handles all new lending requests.
What happens to my current Adelphi loan?

Your loan terms remain unchanged. Keep paying via your usual method; support is still available through the same phone number.
Will the credit-check criteria be different?

Real Finance follows the same responsible-lending principles, so the assessment process feels familiar—and fast.
We’re ready to assist—whether you’re an existing Adelphi customer or a new applicant looking for a transparent, reliable lender.