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mortgage Loans

Mortgage Loans NZ

0800 21 21 21

Real Finance has the right solution for your needs, whatever your requirements are.

Mortgage Loans

A Responsible Lender will give you the facts straight – Your bank will be the absolute best place to hold your first mortgage due to being able to provide you the absolute lowest interest rates.

A Real Finance mortgage loan will generally be a second mortgage, taken out for your next best interest rate and useful for purposes such as renovations, repairs, getting a property ready for sale or perhaps buying a boat, jet-ski, camper, or for business purposes.

As a Non-bank Lender Real Finance is not restricted by one bank or the rules that apply to banks. We are knowledgeable of other lenders in the industry and work with you to achieve your financial goals.

Mortgage Loans

From $5,000 - $2,000,000*
From $199 Monthly
  • Terms: Up to 60 Months.
  • For Short-Mid Term Purposes.
  • Renovate or Repair.

Easy as 1.2..3...



5 minute completion or call 0800 21 21 21 to talk to our friendly team.



60 Minutes completion to make sure the loan is fit for purpose & affordable.



When approved we document your loan, explain all information, sign you up & pay out your loan funds.

Contact The Team

Our team are dedicated professionals, ready to listen to you and understand your needs and then use their expertise to provide the perfect lending solution.


“I can’t believe how fast it was to apply, be approved, accept, and then get the funds into my account. A truly seamless experience.”

new zealand loans

Mortgage Loans Made Easy

Real Finance make mortgage loans easy! Follow our 3 step online loan application process, which takes only a few minutes, and you could have the funds in your account in as little as 2 hours. We are a recommended mortgage loans company and cover loans for all sorts of different reasons, from vehicle finance/car loans, to business loans, consolidation lending, bridging finance, renovation and boat finance. Our expert mortgage loans team are on call now to walk you through the loan application process and determine a repayment solution that works for your individual circumstances, or if you’d prefer simply use our quick and easy online loan application. Call now on 0800 21 21 21 to talk to a loan officer, or simply apply online now here.