A Responsible Lender will give you the facts straight – Your bank will be the absolute best place to hold your first mortgage due to being able to provide you the absolute lowest interest rates.
A Real Finance mortgage loan will generally be a second mortgage, taken out for your next best interest rate and useful for purposes such as renovations, repairs, getting a property ready for sale or perhaps buying a boat, jet-ski, camper, or for business purposes.
As a Non-bank Lender Real Finance is not restricted by one bank or the rules that apply to banks. We are knowledgeable of other lenders in the industry and work with you to achieve your financial goals.
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Our team are dedicated professionals, ready to listen to you and understand your needs and then use their expertise to provide the perfect lending solution.
CONTACT USAPPLY NOW“I can’t believe how fast it was to apply, be approved, accept, and then get the funds into my account. A truly seamless experience.”
Real Finance make mortgage loans easy! Follow our 3 step online loan application process, which takes only a few minutes, and you could have the funds in your account in as little as 2 hours. We are a recommended mortgage loans company and cover loans for all sorts of different reasons, from vehicle finance/car loans, to business loans, consolidation lending, bridging finance, renovation and boat finance. Our expert mortgage loans team are on call now to walk you through the loan application process and determine a repayment solution that works for your individual circumstances, or if you’d prefer simply use our quick and easy online loan application. Call now on 0800 21 21 21 to talk to a loan officer, or simply apply online now here.
© Real Finance Limited - A Registered Financial Services Provider - FSP3821
We provide consumer credit lending with terms of between 2 months and 48 months and our annual interest rates (AIR) are fixed for the term of the agreement. Our current annual interest rates range from 9.95% to 39.95% depending on credit profile, collateral and several other factors and are calculated in accordance with the Credit Contracts and Consumer Finance Act 2003 (CCCFA). Some fees will vary based on the new loan amount. Full details of all fees are available here. A loan contract will show all applicable credit fees and charges. See our Responsible Lending page of our website for further details.
Actual loan example – A loan of $10,640 was provided at an AIR of 6.58%, the applicable establishment fee was $181, Centrix Check of $10, Wheels Report of $11, PPSR search + registration fee of $15, and an administration fee of $18 per month ($648). Total interest was $1,141.03 making the total repayable $12,646.03 over 36 monthly installments. The comparison rate for this loan was 10.87% per annum.
Real Finance is a New Zealand Registered Financial Services Provider (FSP3821) participating in the Financial Services Complaints Limited Dispute Resolution Scheme (FSCL). Contact Information – Free Phone 0800 21 21 21. We are located at 69a Manners Street, Te Aro, Wellington 6011