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Real Finance Limited

Loan Types

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0800 21 21 21

Real Finance has the right solution for your needs, whatever your requirements are.

Loan Types

Vehicle Finance

From $2,000 - $50,000*
From $70 Weekly
  • Terms: Up to 36 Months.
  • Buy New or Use Your Current Car.
  • Apply Today & Drive Away
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We can sort your insurance out too!
Popular

Mortgage Loans

From $5,000 - $2,000,000*
From $199 Monthly
  • Terms: Up to 60 Months.
  • For Short-Mid Term Purposes.
  • Renovate or Repair.
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Unleash the equity in your home.

Debt Consolidation

From $1,000 - $50,000*
From $35 Weekly
  • Terms: Up to 36 Months.
  • Sort All Your Debts Into 1 Payment.
  • Lose The Stress of Multiple Debts.
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Payment Protection Insurance is available.

BRIDGING FINANCE

From $1,000 - $50,000*
From $99 Monthly
  • Terms: Up to 36 Months.
  • Sort All Your Debts Into 1 Payment.
  • Solve Your Cash-Flow Issues Today.
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Our team listen, understand and solve.

PERSONAL LOANS

From $1,000 - $100,000*
From $35 Weekly
  • Terms: Up to 36 Months.
  • Our "Use For Anything" Loan.
  • 100% Online Process and so Fast.
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E-Sign is available for all loan types.

BUSINESS LENDING

From $5,000 - $300,000*
From $199 Monthly
  • Terms: Up to 60 Months.
  • Asset Finance, Capital, Kickstarter.
  • We See What You See.
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The best outcomes for your business needs.

Easy as 1.2..3...

1

APPLY ONLINE

5 minute completion or call 0800 21 21 21 to talk to our friendly team.
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2

WE DO OUR THING

60 Minutes completion to make sure the loan is fit for purpose & affordable.
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3

DISCLOSE AND PAYOUT

When approved we document your loan, explain all information, sign you up & pay out your loan funds.
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Contact The Team

Our team are dedicated professionals, ready to listen to you and understand your needs and then use their expertise to provide the perfect lending solution.

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“We thought it would difficult to borrow money when we needed it. Real Finance helped guide us through the process in a  way that made us feel comfortable and empowered to make the right choices.”

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NAVIGATION

RESOURCES

SUBSCRIBE FOR DEALS

Loan Types

North Island

South Island

Google Adwords Financial Services Policy Disclosure

We provide consumer credit lending with terms of between 2 months and 48 months and our annual interest rates (AIR) are fixed for the term of the agreement. Our current annual interest rates range from 9.95% to 39.95% depending on credit profile, collateral and several other factors and are calculated in accordance with the Credit Contracts and Consumer Finance Act 2003 (CCCFA). Some fees will vary based on the new loan amount. Full details of all fees are available here. A loan contract will show all applicable credit fees and charges. See our Responsible Lending page of our website for further details.

Actual loan example – A loan of $10,640 was provided at an AIR of 6.58%, the applicable establishment fee was $181, Centrix Check of $10, Wheels Report of $11, PPSR search + registration fee of $15, and an administration fee of $18 per month ($648). Total interest was $1,141.03 making the total repayable $12,646.03 over 36 monthly installments. The comparison rate for this loan was 10.87% per annum.

Real Finance is a New Zealand Registered Financial Services Provider (FSP3821) participating in the Financial Services Complaints Limited Dispute Resolution Scheme (FSCL). Contact Information – Free Phone 0800 21 21 21. We are located at 69a Manners Street, Te Aro, Wellington 6011